Fintech, Credit or Lending App (GCash Clone)

Fintech App Core Features – Ready-Made Business Module

1. Setup PIN: Users must create a 4-digit PIN for transaction security.
2. Add Money: Easily add funds to the wallet using the platform’s supported payment methods.
3. Money Out: Withdraw wallet balance through preferred payment gateways.
4. Add Own Bank Beneficiary: Add your Fintech App accounts to the beneficiary list for future fund transfers.
5. Add Other Bank Beneficiary: Add accounts from other banks that are supported by the platform.
6. Fund Transfer to Own Bank: Transfer funds to your own Fintech App beneficiaries.
7. Fund Transfer to Other Bank: Transfer funds to beneficiaries in other banks.
8. Virtual Card: Generate secure virtual cards for online transactions.
9. Transaction Logs: View detailed logs of user transactions for tracking and monitoring purposes.
10. Bank Statement: Download bank statements in a simple PDF format.
11. Setup Virtual Card API: Configure APIs for generating virtual cards and enabling secure payments.
12. Setup Other Bank and Branch List: Add and manage a list of other supported banks and their branches.
13. Salary Disbursement: Admins can set up and process employee salary disbursements.
14. Setup Deposit Method: Configure deposit methods for adding funds to the wallet.
15. Setup Withdrawal Method: Configure withdrawal methods for secure fund transfers out of the platform.
16. All Payment Logs: Access detailed payment logs for auditing and tracking transactions.
17. All Fund Transfer Logs: View complete logs of all fund transfers for auditing purposes.
18. All Add Money Logs: Review logs of all money additions for troubleshooting.
19. All Virtual Card Logs: Access comprehensive logs of virtual card activities for auditing.